TCF: Capitalizing on Poland’s Booming Real Estate Market Through Bridge Lending

Trust Capital Fund (TCF) is a leading bridge lender in Poland with a proven track record of success over the past decade. We are uniquely positioned to capitalize on the rapidly growing demand for short-term financing solutions within Poland’s thriving real estate market. TCF offers competitive, high-yield lending with a robust risk management framework, delivering attractive returns for our investors while facilitating essential real estate transactions across Poland.

The Polish Real Estate Landscape:

Poland boasts one of Europe’s strongest and most dynamic real estate markets. Fueled by strong economic growth, increasing urbanization, and a burgeoning middle class, the demand for housing and commercial property continues to surge. This robust market presents a significant opportunity for bridge lenders who can provide timely and flexible financing solutions to bridge the gap between traditional lending options.

TCF’s Competitive Advantages:

• Strong Deal Flow and Pipeline: TCF benefits from an established network of real estate developers, investors, and brokers, generating a consistently strong pipeline of qualified borrowers. We are closing €14 million in loan commitments during Q4 2024, and project this to increase to €60 million in 2025, driven by continued market growth and our expanding reach.
• Attractive Returns: TCF offers competitive interest rates to borrowers (averaging 20%) while delivering a healthy net return on investment (ROI) for investors. Our conservative lending model and efficient operations result in an average net ROI of 7.5%, exceeding industry benchmarks and providing attractive returns for our partners.
• Highly Secured Lending Model: TCF maintains a strict risk management framework, prioritizing security and minimizing potential losses. We adhere to a maximum Loan-to-Value (LTV) ratio of 50%, ensuring that every loan is adequately collateralized. Furthermore, our meticulous underwriting process and ongoing portfolio monitoring result in a historically low default rate, safeguarding investor capital.
• Experienced Team: TCF boasts a team of seasoned professionals with extensive experience in real estate finance, lending, and risk management. Their deep understanding of the Polish market and regulatory landscape ensures informed decision-making and effective loan management.

Investment Opportunity:

TCF seeks strategic investors to capitalize on the immense growth potential within Poland’s bridge lending market. This is an opportunity to:

• Generate Attractive Returns: Invest in a proven business model delivering consistent, high-yield returns exceeding industry benchmarks.
• Benefit from Market Growth: Tap into the thriving Polish real estate sector experiencing sustained demand for short-term financing solutions.
• Diversify Portfolio: Add a unique and diversified asset class to your investment portfolio with low correlation to traditional markets.

Your Next Steps:

We invite you to explore this compelling investment opportunity further.

Contact us to schedule a meeting today.

Ruud Straat, CIO – Tel. +31 6 2222 8534

rs@trustcapfund.com